Portfolio Spending in a Low Return Environment

The basic objective that most Monticello Associates clients strive to achieve is to maintain– and, ideally grow – the purchasing power of their portfolios over a long-term time horizon.  In order to achieve this objective, clients must generate sufficient returns to cover portfolio spending, inflation, taxes, fees and expenses.  Spending and inflation generally grow at …

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Monticello Associates Blog Introduction

Monticello Associates is an industry leading investment consultant, providing world-class asset management consulting services for nearly 25 years. Our work at Monticello includes developing investment policies and objectives for our clients, analyzing their asset allocation and diversification, researching investment managers for client selection, providing due diligence and performance monitoring of managers, and supplying periodic performance …

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